It's one of the most common estate planning mix-ups we see: someone signs a trust, feels confident their estate is protected, and never takes the next step. A trust document by itself doesn't do anything. It only protects the assets that are actually inside it — and it's surprisingly easy to miss one. A Trust Only Covers What You Put Into It Mario ran into this again recently: a family had done almost everything right. They'd properly retitled their home, their bank accounts,